These Terms and Conditions, along with our Privacy Policy or any other relevant terms (“Terms”), constitute a binding agreement between AamM Enterprises LLP ("AamM Enterprises," "we," "us," or "our") and you ("you" or "your") governing the use of our website, services, and any related goods ("Services"). By accessing our website and utilizing our Services, you affirm that you have read, understood, and agreed to these Terms, including the Privacy Policy. We retain the right to amend these Terms at our discretion and without prior notice. It is your responsibility to regularly review these Terms to remain informed of any updates. Your continued use of our website and Services following any modifications constitutes acceptance of those changes.

Use of Services

1. Registration: To access and utilize our Services, you agree to provide accurate, current, and complete information during registration and beyond. You are responsible for all activities conducted through your registered account.
2. Accuracy of Information: While we strive to provide accurate and timely information through our website and Services, we make no warranty or guarantee regarding the accuracy, completeness, or suitability of such information for any particular purpose. We disclaim liability for any inaccuracies or errors to the fullest extent permitted by law.
3. Risk Acknowledgment: Your use of our Services and website is at your own risk and discretion. You are solely responsible for evaluating whether our Services meet your requirements.
4. Intellectual Property: The contents of our website and Services are proprietary to AamM Enterprises LLP. You acknowledge that you have no claim to any intellectual property rights, title, or interest in such contents.
5. Prohibited Activities: You agree not to use our website and Services for any unlawful or unauthorized purpose, including but not limited to violating these Terms or applicable laws.
6. Third-Party Links: Our website and Services may contain links to third-party websites. By accessing these links, you agree to abide by the terms of use and privacy policies of such third-party websites.
7. Pricing: Since our services are personalised and differ from person to person, the charges will be decided basis the discussion with the person concerned.

Contractual Agreements

1. Initiation of Services: By initiating a transaction to avail our Services, you enter into a legally binding and enforceable contract with AamM Enterprises LLP.
2. Refund Policy: You are entitled to claim a refund of payment in the event that we are unable to provide the agreed-upon Services. Refund timelines will be determined by the specific Service availed or as outlined in our policies. Failure to raise a refund claim within the stipulated time renders you ineligible for a refund.

Force Majeure
Neither party shall be liable for any failure to perform obligations under these Terms if performance is hindered or delayed by a force majeure event.

Governing Law
These Terms and any dispute or claim arising from them shall be governed by and construed in accordance with the laws of India.

Contact Us
All inquiries or communications regarding these Terms should be directed to us using the contact information provided on our website.

This privacy policy (“Policy”) relates to the manner AamM Enterprises LLP (“we”, “us”, “our”) in which we use, handle and process the data that you provide us in connection with using the products or services we offer. By using this website or by availing goods or services offered by us, you agree to the terms and conditions of this Policy, and consent to our use, storage, disclosure, and transfer of your information or data in the manner described in this Policy. We are committed to ensuring that your privacy is protected in accordance with applicable laws and regulations. We urge you to acquaint yourself with this Policy to familiarize yourself with the manner in which your data is being handled by us.

AamM Enterprises LLP may change this Policy periodically and we urge you to check this page for the latest version of the Policy in order to keep yourself updated.

What data is being collected
We may collect the following information from you:

1. Name
2. Contact information including address and email address
3. Demographic information or preferences or interests
4. Personal Data or Other information relevant/required for providing the goods or services to you

Note: Notwithstanding anything under this Policy as required under applicable Indian laws, we will not be storing any credit card, debit card, or any other similar card data of yours. Please also note that all data or information collected from you will be strictly in accordance with applicable laws and guidelines.

What we do with the data we gather
We require this data to provide you with the goods or services offered by us including but not limited, for the below set out purposes:

1. Internal record keeping.
2. For improving our products or services.
3. For providing updates to you regarding our products or services including any special offers.
4. To communicate information to you.
5. For internal training and quality assurance purposes.

Who do we share your data with
We may share your information or data with:

1. Third parties including our service providers in order to facilitate the provisions of goods or services to you, carry out your requests, respond to your queries, fulfill your orders or for other operational and business reasons.
2. With our group companies (to the extent relevant).
3. Our auditors or advisors to the extent required by them for performing their services.
4. Governmental bodies, regulatory authorities, law enforcement authorities pursuant to our legal obligations or compliance requirements.

How we use cookies
We use "cookies" to collect information and to better understand customer behavior. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to avail our goods or services to the full extent. We do not control the use of cookies by third parties. The third-party service providers have their own privacy policies addressing how they use such information.

Your rights relating to your data
Right to Review - You can review the data provided by you and can request us to correct or amend such data (to the extent feasible, as determined by us). That said, we will not be responsible for the authenticity of the data or information provided by you.
Withdrawal of your Consent - You can choose not to provide your data, at any time while availing our goods or services or otherwise withdraw your consent provided to us earlier, in writing to our email ID: aammsolutions177@gmail.com In the event you choose to not provide or later withdraw your consent, we may not be able to provide you our services or goods. Please note that these rights are subject to our compliance with applicable laws.

How long will we retain your information or data?
We may retain your information or data (i) for as long as we are providing goods and services to you; and (ii) as permitted under applicable law, we may also retain your data or information even after you terminate the business relationship with us. However, we will process such information or data in accordance with applicable laws and this Policy.

Data Security
We will use commercially reasonable and legally required precautions to preserve the integrity and security of your information and data.

Queries/ Grievance Officer
For any queries, questions, or grievances about this Policy, please contact us using the contact information provided on this website.

At AamM Enterprises LLP, we are dedicated to providing exceptional service to our clients in the areas of Advisory and Mutual Fund Distribution. We understand the importance of addressing any concerns regarding cancellations and refunds promptly. Please review the following guidelines regarding our refund policy:

1. Cancellation Requests:
   Cancellation requests will be accommodated if made immediately after placing the order for Advisory or Mutual Fund Distribution services. However, please note that cancellation requests may not be entertained if the process of providing advisory services or initiating mutual fund transactions has already begun.
2. Perishable Items:
   Since our services primarily involve providing advisory and facilitating mutual fund transactions, the concept of perishable items does not apply. Therefore, cancellation requests for our services will be considered based on the terms outlined in this policy.
3. Damaged or Defective Services:
   If you are dissatisfied with the quality of advisory services provided or encounter any issues with mutual fund transactions facilitated by us, please report the matter to our Customer Service team. We will investigate the issue promptly and take appropriate action to address your concerns.
4. Refund Processing:
   In cases where refunds are approved by AamM Enterprises LLP, it may take 6-8 days for the refund to be processed and credited back to your account.

Please be aware that this refund policy is subject to change and updates. We strive to ensure transparency and fairness in all our dealings with clients. If you have any further questions or require assistance regarding cancellations or refunds, please don't hesitate to contact our Customer Service team.